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HNI Insurance Game Strong: Rs 3 Cr Plans on the Rise

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HNI Insurance Game Strong: Rs 3 Cr Plans on the Rise

Yo, wealthy Indians are scooping up term insurance over Rs 2 crore like it’s the hottest ticket in town. With a 45% boost since 2025, these high-rollers are all about pure protection, especially in tech cities like Bengaluru and Hyderabad. Marriage is now the big motivator for these insurance moves, keepin’ it smooth and savvy, fo’ shizzle.

few days ago | Amit Kumar

Quick rundown

1.HNIs in India are increasingly buying term insurance for protection over tax benefits.
2.The term insurance market for HNIs has grown significantly in recent years.
3.Marriage has overtaken childbirth as the main trigger for insurance purchases among HNIs.
4.Tech cities like Bengaluru and Hyderabad lead in term insurance demand.
5.Salaried HNIs tend to insure more aggressively than their self-employed counterparts.

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