Finance
DoggfatherGold Loans Spark Retail Loan Surge of 40% in December 2025
Yo, listen up! Retail loans just cruised up 40% in December 2025, flexin' strong credit vibes. Gold loans be the real game-changer, jumpin' 94% to a hefty Rs 8.16 trillion. Public banks holdin' it down with 46% market share, while personal loans got their groove back, up 34%. Keep it smooth and borrow wisely, ya feel me?
few days ago | Business Standard
Quick rundown
1.Retail loan disbursals in India grew 40% in December 2025.
2.Gold loans are the fastest-growing segment, with a 94% increase.
3.Public sector banks lead in personal loan recovery with 42% growth.
4.Over 85% of loans are held by prime borrowers with scores above 700.
5.Lenders and borrowers should watch for signs of rising leverage.
