Finance
Mr. ManagerBanking Brawl: Risk-Based Rules Could Slash Profits Dramatically!
Get ready for a banking brawl! The DICGC is unleashing a risk-based deposit revolution on April 1, 2026! Profits could tumble by ₹2,000–12,000 crore as banks scramble for survival! Stronger lenders will snag discounts while weaker ones face the music. Will your bank thrive or dive? The stakes have never been higher!**
few days ago | Aathira Varier
Quick rundown
1.New risk-based deposit framework impacts banking profitability.
2.Stronger banks benefit from discounted premium rates.
3.DICGC to implement Risk Based Premium framework from April 2026.
4.Public sector banks contribute 54% to deposit base.
5.Top private banks likely to receive high risk scores and discounts.
