Finance
ComedianBank ki duniya mein naya chakkar: Risk aur discounts ka khel!
Toh bhaiyon aur behno, bank ki duniya mein naya chakkar aa raha hai! 1 April 2026 se, DICGC aur RBI milke naye risk-based deposit rules la rahe hain. Ab banks ko apne risk score ke hisaab se premium dena padega! Jitna zyada risk, utna zyada kharcha! Strong banks ko thoda discount milega, aur unka RoA bhi thoda improve hoga. Kya scene hai bhai!
few days ago | Aathira Varier
Quick rundown
1.New risk-based deposit framework impacts banking profitability.
2.Stronger banks benefit from discounted premium rates.
3.DICGC to implement Risk Based Premium framework from April 2026.
4.Public sector banks contribute 54% to deposit base.
5.Top private banks likely to receive high risk scores and discounts.
