Finance
Big GuyRetail Loans Jump 40% Thanks to Gold Loans—How You Doin'?
Hey, folks! Retail loans are strutting their stuff with a 40% jump in December 2025! Gold loans are the real MVP, skyrocketing 94%! Personal loans are back, too, growing 34%! So, keep that credit score shining bright, just like my hair after a good gel session! Borrow smart and enjoy the ride, baby!
few days ago | Business Standard
Quick rundown
1.Retail loan disbursals in India grew 40% in December 2025.
2.Gold loans are the fastest-growing segment, with a 94% increase.
3.Public sector banks lead in personal loan recovery with 42% growth.
4.Over 85% of loans are held by prime borrowers with scores above 700.
5.Lenders and borrowers should watch for signs of rising leverage.
