Finance
Problem LalCredit Card Ka Chakkar: Chhote Kharche, Badi Musibat!
Arre bhai, April 2026 mein credit card ki duniya ka kya haal hai! ₹2 lakh crore ka kharch toh hua, par average spending toh gir gayi! Log chhote chhote kharche kar rahe hain, jaise Daya ki garba ki chudiyaan! SBI Cards aur Federal Bank toh aage nikal gaye hain, par bade bank thoda peeche hain. Lagta hai credit card ka jadoo ab chhote purchases tak simat gaya hai, samjhe kya?
few days ago | Sunainaa Chadha
Quick rundown
1.India's credit card spending hit ₹1.97 lakh crore in April 2026.
2.Average spend per card is falling, indicating smaller purchases.
3.SBI Cards saw a 29% year-on-year growth in spends.
4.Federal Bank posted a 51% growth in spends and 133% in transactions.
5.Credit card usage is shifting towards everyday purchases.
