Babu Bhaiya ka loan ka khel: Purana gaya, naya aaya!

Arre bhai, suno! Purane loans ka WALR thoda ghir gaya, sirf 4 bps, par naye loans ne toh 14 bps ka jump maar diya! RBI ne 100 bps ka kata, par banks ne naya rate thoda zyada rakha. Motilal bhai bolte hain, NIM bachane ke liye banks repricing kar rahe hain, par deposit rates dheere dheere kam ho rahe hain. Samjha ki nahi? Kya confusion hai yaar!